If you were to log in, you'd be able to get more information on your fellow community member.
While I agree almost completely with Phil's opinions on tuition, the chief reason I am stepping up to speak is to applaud his ability to create this display of both intellegence and concern from the mass of stupidity that abounds on the internet. I have just discovered this web site and am amazed at the quality of content. It makes the "Favorites" on my browser appropriate.
Thank you Phil for the forum and thank you participants for your comments.