If you were to log in, you'd be able to get more information on your fellow community member.
The real reason healthcare is expensive is due to the AMA licensing cartel. This restricts the supply of doctors and drives up the price of health insurance. All you need is a computer and a compiler to write software. So, the supply of software engineers is determined by the free market. You need a license from the government to work as a doctor. The supply of licenses is not set by the free market, but by Congress. The supply of doctors is restricted, driving up prices. If I thought "Doctors are overpaid! I'll go work as a doctor!", I have to go to a State-licensed medical school, pay a couple hundred thousand dollars, and take 10+ years. If I get a license, that's just taking one away from someone else. It's silly to say "The USA free market health care system failed." The USA does not have a free market health care system, due to the AMA licensing cartel.