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I enjoyed reading your column and I like some of your ideas. I would think in this difficult economic climate, it is a challenge for retirees to manage their lifestyle into their 80's. As a young retiree at 50 years old, my family and friends looked at me with surprise as they expect me to work at least up to 60 years old. Since I have lost my drive to work in the corporate world, I decided to volunteer in non profit organizations, read avidly, blog actively, join a bible study group, travel overseas once or twice a year and spend the rest of my time reviewing my investments. I have developed my own benchmark for happiness which I reviewed on a yearly basis and improve on areas where I have been lacking. Although I could say I am doing quite well so far, my greatest challenge is to manage my time, money and talents wisely. I pray that with God's grace, I will become more creative in developing new hobbies and even more discerning in my investments and my business ventures.