When someone complains about wearing a mask…

by philg

… show them this post from a Facebook breed group:

I am extremely allergic to my golden too. Three or four times a year I was getting sinus infections that turned into pneumonia and kept me sick for MONTHS. We made these changes:

We bought a dyson vacuum and religiously vacuum every other day.

I pull the bed out and vacuum under and behind it because I found her fur actually quickly builds up in those areas “hides” behind places like that and the sofa.

I use a swifter wet jet under the bed and under other surfaces help a LOT because it picks up those micro dust hair particles which affects allergies.

We deep brush her twice a week.

We change the AC filters monthly to the strongest allergic kind.

I’ve not been sick for over a year since we started this routine. (I do still take singulair, levocetrizine and Flonase daily). But this has all really worked. Good luck.

(The gal who posted the above followed up with “I absolutely love love love my dog so much. She’s worth every minute.”)

I feel that this is a contender in the topping competition that one sees regarding coronaplague masks. “Our First Responders do X, Y, and Z, and you can’t simply wear a mask all day?”

Readers: Agree?

Also from this golden retriever group, an owner with a 6-month-old golden and a 2-month old Chihuahua asked how to prevent the two from breeding. I responded

Every Chihuahua should be neutered! No dog should be smaller than a big rat.

The comment attracted 10 positive reactions (like/laugh). I dug into these. All but one reaction was from a Facebook user with a female-associated first name.

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What can we appreciate about Trump?

by philg

Now that Donald Trump appears to be definitively headed for retirement from politics, maybe it is worth revisiting a question that a negotiation expert asked a group of Harvard alumni: What can we appreciate about Donald Trump? (the guy was trying to teach these folks that you will be a more effective negotiator if you can find some common ground)

The assembled righteous, of course, answered that there was absolutely not a shred of goodness in the Bad Orange Man and certainly he had never done anything that they could possibly appreciate.

Readers: What about you? (no need to highlight or dissect the failures; every U.S. president has been limited by Congress, the states, and/or the American people)

(My personal list:

  1. started no wars
  2. aligned corporate tax rates with Europe so that it no longer made obvious sense for corporations to flee
  3. limited the unfair subsidization of inefficient states by residents of efficient states (SALT deduction limit; note that this increased my personal tax payments)
  4. motivated the FAA to be a little less inefficient and a little less unresponsive
  5. a couple of peace/trade deals between Israel and the Arabs
  6. appointed a fellow Honda minivan driver to the Supreme Court

)

Related:

  • https://www.whitehouse.gov/trump-administration-accomplishments/ (does not seem to have been updated in a couple of years, as Kavanaugh is listed as a nominee only)

Serving suggestion if you’re hosting a Trump Appreciation party (Goya-brand olive oil):

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American health insurance as understood by a licensed health insurance broker

by philg

From an email exchange with our aviation insurance broker, regarding why he uses an agent for his own small business’s health insurance plan, rather than going direct to an insurer:

I would say exposure to more markets (United Health is probably going to be more cost effective than Blue Cross) as well as someone to turn to when you have questions about the different options. I have my health insurance brokers license and the intricate differences between plan offerings still confuse me sometimes.

What hope is there for the rest of us?

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Alexa and Google Home have proved that home automation is useless?

by philg

Ken Olsen, the founder of Digital Equipment Corporation, a pioneer in minicomputers, disparaged microprocessors for controlling houses back in 1977:

In 1977, referring to computers used in home automation at the dawn of the home computer era, Olsen is quoted as saying “There is no reason for any individual to have a computer in his home.” Olsen admitted to making the remark, even though he says his words were taken out of context and he was referring to computers set up to control houses, not PCs. According to Snopes.com, “the out-of-context misinterpretation of Olsen’s comments is considered much more amusing and entertaining than what he really meant, so that is the version that has been promulgated for decades now”.

We’ve had 43 years of progress since then. The functions that he said were useless to accomplish by touching a switch are now useless to accomplish with our voices (are we truly so fat and lazy that we can’t get off the sofa to flick a light switch and need to ask Alexa to activate a light?).

I’m still kind of an enthusiast for a computer-controlled home, especially if we could have electrochromic windows and skylights everywhere around the house and/or motorized shades and brise soleil. But even in technologically advanced societies, such as Korea and Taiwan, the typical component of a house continues to be dumb, right?

Bonus… a picture of Ken Olsen’s former house, past peak foliage:

For folks who believe in the magic of American real estate as an investment: the Zillow link above says that the house was sold in 2007 for $1.9 million and is now worth $2 million, 13 years later. Up 5 percent, right? (actually 0 percent if it costs 5 percent in real estate commissions to sell) But let’s not forget that it is attracting $28,832 per year in property tax even before the ground has been broken on the nation’s most expensive (per student) school ever constructed.) The S&P 500, by contrast, was at 1,455 at the time of the sale. On October 26, 2020 it was 3,465 (up 138 percent). Instead of requiring the payment of property tax, the S&P 500 has been paying a dividend every year during this period.

What if we adjust for inflation? The house cost $2.4 million in today’s mini dollars. So it has actually lost more than 20 percent in value when you consider the broker fees that will need to be paid to unload it. (Adding insult to injury: U.S. capital gains tax does not adjust for inflation, so the unlucky owner might have to pay capital gains tax on the increase in nominal value despite the fact that there was a loss. in real (inflation-adjusted) terms.)

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Optimum COVID-19 American lifestyle: Florida in winter; Maine in summer?

by philg

covidexitstrategy.org is the web site that our governor uses to adjust his travel order as to which states are so plague-ridden that a quarantine is required on arrival in our righteous disease-free midst (New York and New Jersey had a higher death rate than #3 Maskachusetts).

Can we use the same map to plan an optimum American lifestyle in the face of coronaplague? My casual inspection of the map reveals that Florida and Texas both have fairly low rates of “cases” (positive tests, potentially from those who actually are not even infected, much less sick), especially given that they didn’t have raging Wave #1 plagues and therefore wouldn’t have the immunity that at least some populations in MA, NJ, NY, CT, etc. would have.

Would the optimum lifestyle right now therefore be to live in a single-family home in a low-density part of Florida during the winter and in a single-family home in a low-density part of Maine during the summer? If 183 days are spent in Florida (for the excellent schools, according to NYT), the optimizer escapes state income and estate tax.

Why not walk unmasked on a wide Atlantic beach in the winter and then walk in the Maine woods (don’t forget a gallon of 100% DEET bug spray!) in the summer while paying only property tax in both locations? Play outdoor tennis and eat in outdoor restaurants all year in both locations.

Who has a better idea for a family of at least moderate wealth?

Atlantic Beach, Florida (near Jacksonville), January 2019:

Jacksonville Beach, also January 2019:

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Californians vote against government sorting by victimhood status

by philg

In How are Californians doing in restoring their race-based university admissions scheme? I predicted that Proposition 16 would get 45 percent of the vote from people in victimhood categories (Black and Hispanic) and then 15 percent of the remaining vote, thus resulting in a 53-47 overall vote.

The actual vote was 44-56.

Aside from general stupidity, how did I get this wrong? One problem with my simplistic analysis is that a lot of Hispanics are under 18 and therefore ineligible to vote. So I should have looked at the size of these victimhood groups relative to the overall population, but with under-18s excluded. (Median age for Hispanics in California is 29; median age for whites nationwide is 43.6; Black Americans also have a lower-than-white median age, by about 5 years)

Also, not everyone votes his/her/zir/their self-interest. Even a proposition intended to help Blacks and Hispanics might not get 100 percent of the vote from Blacks and Hispanics. Seven percent of Blacks identified as Republicans in 2016 (Pew), for example, despite the party’s Equal Opportunity (as opposed to Affirmative Action) tendencies.

So… chalk this up to another one of my election predictions that failed.

(See also Elite coastal Jews advocate discrimination against white and Asian males on the NYT’s efforts to sway Californians into believing in government-organized sorting by race.)

Let’s also check in with Mark Zuckerberg uses his $110+ billion wealth to lobby for a tax increase on people other than Mark Zuckerberg. The goal of the crazy rich was to soak the not-all-that-rich by increasing commercial property tax rates. This failed 48.3/51.7.

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Win or lose, should Trump hand over everything COVID-19-related to Biden and Harris?

by philg

“With Winter Coming and Trump Still in Charge, Virus Experts Fear the Worst” (New York Times):

Regardless of the election’s outcome this week, President Trump will be the one steering the country through what is likely to be the darkest and potentially deadliest period of the coronavirus pandemic, and he has largely excluded the nation’s leading health experts from his inner circle.

Mr. Trump will still have control of the nation’s health apparatus and the bully pulpit that comes with the Oval Office until Jan. 20, as infections approach 100,000 a day and death rates begin to rise as hospitals are strained to their breaking points.

The article goes on to note Donald Trump’s many deficiencies when it comes to coronapanic and listening to scientists (listening to the Swedish MD/PhDs or the heretics who wrote and signed the Great Barrington Declaration does not count!).

Why is it obvious, though, that Trump needs to deal with this at all? Whether truth, justice, love, and #science win the election or not, Trump has the power to appoint Joe Biden and Kamala Harris to executive positions tomorrow, right? Since Biden and Harris say that they know how to keep Americans safe from coronavirus, why not let them start keeping us safe tomorrow? Trump and the courts, perhaps, can limit Biden and Harris to doing stuff that is within the bounds of the Constitution, but otherwise let them do whatever they want. (Example: Biden and Harris wouldn’t be able to order a state shut down or reopened because those powers are thought to belong to states (though maybe not! If the First Amendment doesn’t prevent governors from locking down a state, maybe the Constitution does not prevent a president from locking down the country?))

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Blame Libertarians for election confusion?

by philg

We’re celebrating here in Massachusetts because Alexandria Ocasio-Cortez, Ilhan Omar, Ayanna Pressley and Rashida Tlaib have been reelected by the wise American people (USA Today). Regarding the folks who were actually on my Massachusetts ballot, most candidates ran unopposed so it isn’t worth discussing the typical “race”. Question 1 passed (about 75/25), which means we can pay state workers to monitor what car manufacturers are doing with their telematics interfaces. Question 2, ranked choice voting, failed (55/45).

The issue of ranked choice and minor parties leads me to wonder whether Jo Jorgensen and the Libertarians are responsible for the fact that we can’t be sure right now how much ridicule should be heaped on me for my failed prediction that Biden-Harris would win. Let’s check out the NYT Results Map:

The NYT hates Libertarians so much that it takes at least three clicks to learn about any Libertarian votes. But if we click down into Wisconsin, which Biden-Harris leads by 1.1 percent, we learn that 1.2 percent of voters chose Ms. Jorgensen. Biden-Harris lead by 0.6 percent in Nevada, with 86 percent of the vote tallied. The Libertarian vote, 0.9 percent, is larger than the difference between mainstream candidates.

Biden-Harris has a 0.2 percent lead in Michigan and 1.1 percent of voters there chose Libertarian. Trump is leading by 1.8 percent in Georgia, but it would be 3 percent if all of the Libertarians had voted for Trump rather than for Shutdown Joe. It’s a similar story in North Carolina. He Who Must Not Be Named leads 1.4 percent with 95 percent of the vote tallied, which is apparently not sufficient to predict the outcome. In NC, 0.9 percent voted Libertarian. If they’d voted against the promised bigger government of President Harris, the spread would be 2.3 percent.

(I’m a small-L libertarian, but it is difficult for me to get behind Joe Jorgensen. She has come out in favor of legalized prostitution, for example. Sex work has traditionally been regulated by state governments, not the federal. So a Calvin Coolidge-style president wouldn’t express an opinion on the subject. It is also unclear how prostitution could ever work in the typical U.S. state, in which it is more profitable to have sex with a high-income customer and harvest the child support than to go to college (or even medical school) and work. See “Child Support Litigation without a Marriage” or just look at the entrepreneur who successfully mined out the Biden family via Hunter Biden. An exception to this rule is Nevada, in which child support profits are capped at about $13,000 per year per child and, as it happens, prostitution is legal in some counties.)

Readers: What do we think? Fair to call the Libertarians the spoilers of 2020? In a country where most voters want a bigger government, higher taxes, and more regulation, should the Libertarians recognize that by running their own candidates they are simply helping Democrats?

Alternatively, if the Republicans were smart, would they try to appease the Libertarians into not running in swing states? Maybe agree to add a Libertarian-themed goal or two into the Republican platform (Rand Paul can draft! (note that “Rand” is short for “Randy”, not a reference to Ayn Rand)). Share some funding with Libertarians in the non-swing states to get the message out. Basically do whatever it takes to stop Libertarians from running in Nevada and the rest of the states described above.

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Biden wins Massachusetts with 2 percent of the vote

by philg

The New York times reports: “Joseph R. Biden Jr. won Massachusetts’ 11 electoral votes”. I read a little more of the page and learned that this fact was reported with 3 percent of the vote counted. In other words, Biden won 2 percent of the votes and that was enough for the NYT to say that he won the state election. Why not report “Biden won” at 7:01 am, then?

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Election outcome prediction?

by philg

A Dutch friend asked me, during a weekend WhatsApp, to predict the election outcome. (He also asked “Why couldn’t the Democrats have run Tutankhamun or Elvis? They’re at least as alive as Joe Biden.”) I responded that it was impossible for anyone to predict anything because (1) people who support Trump would be afraid to give an honest answer to a poll-taker, (2) the U.S. “news” is now mostly propaganda designed by the editors to achieve their desired electoral results. “It’s impossible to get unbiased information about what people outside of one’s immediate neighborhood actually think.”

But maybe for fun we can have a bragging rights pool on this blog!

I will go first. I’m a big fan of the “tomorrow will be the same as today” method of weather forecasting and also that people vote their personal interest. So a Ph.D. who works in a government-funded university, a physician who benefits when the government directs more money to health care, and a lawyer who gets paid to help companies navigate the regulatory landscape will all vote for the Democrats and the promised bigger government. A working-class native-born American who is being financially injured by low-skill immigration (Harvard study) will vote for the Republicans. A small business owner who can’t afford the lawyers necessary to thrive in a heavily regulated high-tax environment will similarly vote Republican.

The one factor that I think could drive change is that Americans have been convinced that the federal government can control whether or not people become infected with COVID-19. The raging plagues all over Europe, in countries with governments previously considered excellent (if costly), can’t compete against American media constantly reminding us that Trump is personally responsible for every COVID-19 death on U.S. soil. Also, a lot of Americans are depressed after being locked down for nearly 8 months. Depressed people are willing to try almost anything to escape depression (even the antidepressant drugs that don’t work). Finally, the coronapanic and associated governor-ordered shutdowns have left more Americans than ever dependent on the government. People on welfare tend to vote for Democrats. The “Trump has no empathy” attack has been common in 2020 and it makes sense only if voters expect that the government will be their primary source of housing, health care, food, etc.

I’m going to consider WalletHub’s ranking of states by coronavirus restrictions as a guide to where Americans are eager to surrender what had been considered their freedoms and have the government take care of them. Two Trump states from 2016 that have meekly submitted to lockdowns and school closures are Texas and Pennsylvania. Florida, on the other hand, ranks high in freedom and the governor ordered teachers to teach. So I am going to predict a Trump victory in Florida and a loss in Texas. (Maybe this will be wrong because Bloomberg’s $millions for felons changed the electorate in Florida so much?) The locked-down-and-rioting population in Pennsylvania accepted Rachel Levine (“an American pediatrician currently serving as the Pennsylvania Secretary of Health. … She is one of only a handful of openly transgender government officials in the United States”) as their guide so they’ll accept Joe Biden.

Let’s look at the results from 2016: 304/227 in electoral votes. We subtract 58 for the cower-in-place folks in Texas and Pennsylvania and now Donald Trump goes home to tax-free Florida at 246 while President Harris comes in with 285.

Summarized by our unkind friends in lockdown across the pond:

Backup prediction in case the above is spectacularly wrong: Trump won’t win any state that he didn’t win in 2016. Joe Biden’s promise to lock everyone down will be too compelling for a nation that was risk-averse and is now fleeing to what it perceives as security.

Potential second theory: social media companies will deliver this election to the Democrats by driving high turnout (thought to help Democrats and hurt incumbents). I opened Facebook yesterday and almost the entire page was obscured by the company’s in-house ad urging me to vote:

Related:

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